by Dedra Murchison | Oct 8, 2013 | Budget, Change, Choice, Financial Planning, Money Story, Present, Spending Diary, Spending Plan, Tips
Reason #1 to use a spending diary You have more month at the end of your money. Spending diaries are a tool to help you track your spending. Reason #2 to use a spending diary You have a high debt to income ratio. Studies show that when people pay with cash, they spend...
